Though it may seem somewhat overwhelming at first, preparing for and taking the state health and life insurance exam is NOT that difficult. In fact, most agents who take the exam admit that it was easier than they imagined.Nov 5, 2012
How many questions are on the P&C exam?
Examination Type Time Allowed Number of Questions
--------------------------- ------------ -------------------
Property Broker-Agent 1.5 hours 75
Casualty Broker-Agent 1.5 hours 75
Personal Lines Broker-Agent 2 hours 90
Commercial 1.5 hours 60
What questions are on the Property and Casualty exam?
- Types of Policies. Example topics include limited-pay, single-premium life, and ordinary whole life.
- Parts of a Policy.
- Policy Riders and Provisions.
- Completing the Application.
- Insurance Concepts.
- Marketing Practices.
- Basics of Third Party Coverage.
- Specialty Policies.
What percentage do you need to pass Property and Casualty exam?
The tests are time-restricted and the number of multiple choice questions varies by state. The percentage needed to obtain a passing grade varies by state but is usually between 70% 80%. Get Fingerprinted: Most states require licensed agents to be fingerprinted and to undergo a background check.
Is P&C test hard?
The Property and Casualty insurance licensing exam is challenging. It requires hard work and effort to prepare, but by following these study tips, you should be well on your way to passing the exam on the first try. It's also helpful to learn what to expect on exam day.
How hard is it to pass the insurance exam?
Each state controls its own insurance licensing process and not all states report pass rates for their exams. Of the states that do provide that data, the overall pass rate for all insurance exams is 60%. The best way to be part of this majority is to take a study course and prepare. Property Insurance: 53.6%
Is Property and Casualty exam harder than life and health?
Each insurance licensing exam presents its own challenge. Between Life and Health, students say that the Health insurance exam is the more difficult. Health insurance policies are simply more complicated than life insurance policies. The Property insurance exam is easier than the Casualty insurance exam.
What is the Property and Casualty exam like?
The Property and Casualty licensing examination is a two-hour, 150-170 (depending on the state) multiple-choice question exam consisting of two parts. Each section includes non-scored questions that are used to validate future test subjects.
How hard is the P&C insurance exam?
It's not easy, but it's 90% memorization, and you only need a 70 to pass. I used the practice tests on prometric and really nothing else. Scored in the mid 80's. Just practice, practice, practice.
What is the passing score for Property and Casualty exam?
In some states, the exams are combined (Property & Casualty). Some states have a Personal Lines exam for agents selling only homeowner or auto insurance. In most states, you need a score of 70-75 to pass each exam.