How to Send Money Online using Interac e-Transfer is in the PDF.
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Setting up Online Banking will allow you to check your balances, pay bills, transfer money and more.Our 100% Electronic Banking Guarantee protects you.
Simply download the app from your app store.If you don't have an app for other touch devices, you can access the banking through your browser at m.bmo.com.
Advanced fraud detection systems are used by the Bank of Montreal to protect customers from unauthorized transactions.Our fraud detection systems along with CHIP and PIN technology keep our customer's credit card information secure while they are travelling.
You can easily manage your self-directed investing needs with the iPad app from the Bank of Montreal.
Do you want to do both banking and self-directed investing?It is easy.You can open an account today.
Product Services Open new bank accounts, add or change Bank Plans Access to on-site full service ATMs to handle everyday banking transactions
You can access a wide range of financial services and products from anywhere you have access to a telephone, 24 hours a day, 7 days a week.
You can confirm your identity by talking to our customer service team.You can learn more about Voice ID.
You can use the ATMs for cash withdrawals, up-to-the-minute account balances, deposits, transfers, electronic bill payments, and more.
You can withdraw cash from any ATM in Canada with the Interac symbol and anywhere in the world with a Maestro or Cirrus ATM.
Customers with vision loss can use the audio capability to complete their banking transactions.
You can find the nearest one with the Branch/ATM Locator.
Get immediate access to your money with direct deposit if you save yourself a trip to the branch or ATM.You can enjoy automatic deposits of funds.You can put your payroll deposit and government payments into your bank accounts.To set up direct deposits for payroll, download the form and follow the instructions.
All Federal Government payments by cheque, such as income tax refunds, are being phased out and will soon be available only by Direct Deposit.To set up Direct Deposit for Government of Canada payments, you need to download the form, visit your local branch, or speak to a representative at our Customer Contact Centre.The number is 1-877-225-5666.Visit www.directdeposit.gc.ca for more information.
Income tax refunds, child tax benefit, and Old Age Security are some of the Federal Government payments that will soon be available only by direct deposit.
If you set up Pre-Authorized Payments, your bills will be automatically paid from your bank accounts on their due dates.Even on vacation, you'll never miss a payment.
You need your bank account number, institution number and branch transit to set up this service.You can either download the Personal Pre-Authorized Debit Plan form or follow the instructions provided by the billing company.
Automatic payments can be made from your personal bank accounts with epost, you can have your bills, statements and notices sent directly to your online banking account.Visit epost.ca for more information.
You can use PowerSwitch to transfer your Pre-Authorized Payments from a different financial institution to your new bank account and credit card.
Click on the "Payments & Transfers" tab and select "Add a Pre-Authorized Payment" to get started.
Financial institutions do not accept the use of PowerSwitch service for transfers, including pay cheques.Confirmation of the transfer from the customers may be requested by financial institutions.
Overdraft protection is a simple way to cover unexpected shortfalls in your account and avoid the embarrassment of a declined transaction.
If your bank accounts go into overdraft frequently, Standard Overdraft Protection is the best option for you.Your account must have monthly deposits and a positive balance at least once every 90 days to be covered.
Occasional Overdraft Protection is not available for residents of Quebec.There is no monthly fee if you have a positive balance at least once every 90 days.There is a $5.00 fee per transaction.
You can use the Overdraft Transfer Service to have funds transferred to your account from one of your other accounts, your credit card or your line of credit.There is a fee of $5 per transfer.
You can make purchases directly from your bank account with the two cards.You can shop online or at international retailers, and pay directly from your bank account.
Wherever Debit Mastercard is accepted, you can use it to shop online or by phone.When you travel abroad, you can take your card with you.Wherever Mastercard is accepted, you can shop in-store outside of Canada with the Debit MasterCard feature.
You can pay quickly and securely in-store for purchases under $100 with our Interac flash cards.You don't need to put your card in the terminal or enter your PIN.
The security features on our debit cards are designed to protect you from unauthorized activity on your account.
Do you have more questions about the card?To learn more, visit our FAQ page.
The Interac logo is used under a license.The Contactless Indicator is a trademark.It is a limited liability company.It was used under a license.The MasterCard Brand Mark is a trademark of MasterCard International Incorporated.It was used under a license.
Everyone in your household can pay a single monthly plan fee.
Treat your family with no-fee banking and unlimited transactions.Performance or Premium Plan customers can invite all of their family members to open a separate account without paying a monthly fee.
Are you already a customer?If you go to a branch with your family, you will be able to open a Performance or Premium account.
The Family Bundle option is only available for parents, grandparents, children, grandchildren or spouse/ partner who reside in the same household as the customer with a Lead Account on an eligible Bank Plan.If a minimum balance is maintained, the Bank Plan fee is not charged.The minimum balance for the Bank Plan fee waiver does not include the balance in a family member's account.The Family Bundle option is capped at 20 accounts in Canadian or U.S. dollars per eligible Bank Plan.Practical Plan does not have a family bundle option.Refer to our banking agreements for full terms and conditions.
If the daily Interac e-transfer total does not exceed $3,000, the Performance Plan and Premium Plan Chequing Accounts offer an unlimited number of transactions.Transactions include everyday banking transactions at a branch, ATM, telephone, and online, as well as cheques drawn on your account and Pre-Authorized Payments.If the Lead Account is on the Performance Plan, a family member account will also be on it.There are other service and product fees that may still apply.
You can be sure that you are protected from unauthorized activity on your account by using your BMO Debit Card.
Thanks to chip technology, debit cards are more secure than ever.The chip in the cards is very hard to counterfeit.Even more protection is provided by your personal identification number.
If you don't share your PIN, you can protect yourself from fraud.The Financial Consumer Agency of Canada has more information.
It's easy to track spending, saving, lending and investing.The detailed information you need to take charge of your money can be found in the statements.
You can stay on top of your finances.eStatements are an exact replica of your paper statements and can be accessed through Online Banking from anywhere at any time.You don't have to wait for your paper statements to arrive to see your online banking transactions.When your statement is ready for viewing, sign up for BMO Alerts.You can securely view and store your personal banking, credit card, line of credit, and mutual fund account statements online.
Money transfers can be used for personal or business reasons.Money can be sent confidently almost anywhere with our reliable technology.
You can send unlimited Interac e-Transfer transactions as of March 1, 2017!The unlimited Interac e-Transfer transactions are included in the Personal Everyday Bank Plans.It's easy to split bills and pay back friends and family.
You can split bills with your partner or roommates, pay a business or contractor for work they have done, or friends for sports pools and fantasy sports groups.
If you have an email address and a bank account in Canada, you can send an Interac e-Transfer transaction.Their email address is all you need.As soon as the recipient accepts the Interac e-Transfer transaction, money is deposited.If you click the appropriate option in the email notification you receive, you will be able to accept or decline requests for money from other Interac e-Transfer® users.If you accept this request, the money will be deposited into the requestor's account and there won't be a security question or answer.Sign up for online or mobile banking to learn about the new changes.You have to sign in.
If you don't exceed the limits assigned to your card, you can send up to $2,500 or $3,000.00 per 24 hours, $10,000 or seven days, or $20,000 per 30 days.You can get up to a maximum of $10,000 per 24 hours, $70,000 per seven days or $300,000 per 30 days.
The $1.00 service fee that may have applied when you use Interac e-Transfer has been eliminated for customers with an Everyday Bank Plan.The monthly plan fee can still be applied.If you have a Bank Plan that does not include unlimited everyday banking transactions, other transaction fees may apply.When you cancel the transaction, a cancellation fee may still apply.
Refer to the Agreements, Bank Plans, and Fees for Everyday Banking for information on wire transfer fees.
Fees for in branch wire transfers and Global Money Transfer Products can be found at your branch.
We offer Western Union via Interac e-Transfer.
To send money to more than 200 countries and territories connected to the Western Union network, you must be a personal banking customer.
Money transfer fees and exchange rates are determined by Western Union at the time of the transaction.Western Union transfer and foreign exchange fees are included in the amount debited from your account.
You should be aware of your personal banking transactions.You can get the information when you need it.If your account balance falls below your specified amount, you'll get an alert by email or your phone.
You can choose from a variety of designs and features to personalize your cheques the way you like.In the left hand navigation, click on the account that you would like to order cheques from.The sub-menu will show 'order cheques'.Follow the instructions.You can speak with one of our customer service representatives in person.
You should protect yourself, your family, and your luggage against delays and emergencies.