Going to school, starting and running a business, getting a different job, conducting research, and more are just some of the things Canadians can get help with through the Government of Canada.Depending on where you live and work, the application process for federal grant and funding programs is slightly different.Many grant and funding programs are offered by the provincial and territorial governments.
Step 1: Do you know if you are eligible for a loan?
If a student wants to be considered for a Canada Student Grant, they need to apply for their student loan first.You will not be eligible for a student grant if you don't have student loan.To qualify for a student loan, you must be a Canadian citizen, permanent resident or protected person.You have to be able to demonstrate financial need.If you are a student with a permanent disability, you must enroll in at least 40% of your full course load.You have to be in between 20% and 59% of a full course load for part-time students.You must enroll in a degree, diploma or certificate program at a post-secondary school for at least 12 weeks over a 15 week period.You have to be at least 22 years old to pass a credit check.You can't use up your lifetime maximum limit for student financial assistance.
Step 2: Determine where to apply for financial aid.
Funding for student financial assistance comes from both the provinces and the federal government.Your provincial or territorial student financial assistance office is where the applications are submitted.The Canadian government will provide a portion of student financial assistance.The eligibility criteria for federal grants is the same no matter where you apply, as the process for applying is slightly different per province or territory.If you live in the Northwest Territories, it is the only exception.The provinces and territories don't participate in the federal government's student grant programs.If you attended high school in the same province as your post-secondary school, you would apply for student financial assistance there.It is most likely that you have permanent residence in the province where you attended high school.Where your parents live and where your home is.If you attended high school in Ontario and went to the University of British Columbia, you would apply for student financial assistance through the Ontario Student Assistance Program.There are exceptions to the rule which can be found on the student financial assistance website.
Step 3: If you are a student, apply for financial assistance.
Once you have figured out which student financial assistance department to apply to, complete the application.Most applications are completed through an online portal.Personal information such as: name, address, phone, email, emergency contact info, Social Insurance Number, gender, birthdate, high school completion date, province/territory-specific student number, total income from prior year are required by most provincial and territorial applications.The names, birthdates and relationships of your dependent children are information.You can be asked to estimate the monthly child care costs for children under 12.Post-secondary school name and address, program name, and major are some of the educational information that can be found.Degree, diploma, etc.The current year of your program, session start and end dates, school student ID number, and whether the coming year is your last one of study are some of the factors that can be considered.If you were considered a full-time student over the summer, you would have to provide financial information, such as gross income, stipends, employment insurance benefits, and worker's compensation.If either situation applies to you, you will be required to submit information on your parent and spouse's income.
Step 4: You should review your notice of assessment.
You will get a Notice of Assessment once you have been assessed, which will give you an idea of what you can get and how much.If you are getting a student loan for the first time, you need to sign a Master Student Financial Assistance Agreement form and submit it to the post office.The financial contract between you and the government is related to your student loans.On the first day of class, your provincial or territorial student financial assistance office will forward some of your loan to your post-secondary school to pay your tuition.The rest of the funds will be deposited into your bank account.Financial aid offices can be found at all post-secondary schools.If you have questions about your application, the folks at this office are your first point of contact.The student financial assistance offices in the provinces and territories have their own websites and toll-free phone numbers that you can call for help.
Step 5: A Canada Student Grant can be obtained for students from low-income families.
$250 per month is provided to students who qualify.For the province in which you live, your annual income must be below the designated amount in order to qualify as a low-income family.You need to enroll in an undergraduate program at a post-secondary school that is at least 2 years in length.When you apply for financial assistance, you are assessed for this grant.The grant is not available to students in the Northwest Territories.There are student financial assistance programs in the provinces and territories.
Step 6: Obtain a Canada Student Grant for students from middle-income families.
$100 per month is provided to students who qualify.For the province in which you live, your annual income must be below the designated amount in order to qualify as a middle-income family.You need to enroll in an undergraduate program at a post-secondary school for at least 2 years.When you apply for financial assistance, you are assessed for this grant.The grant is not available to students in the Northwest Territories.There are student financial assistance programs in the provinces and territories.
Step 7: There is a Canada Student Grant for Students with Dependants.
$200 per month is provided for each dependent child for students who qualify.Full-time students who enroll in a degree, diploma or certificate program at a post-secondary school are eligible for the grant.You must be considered a low-income family according to the chart found at www.canada.ca/en/services/benefits/education/student-aid/grants-loans/dependants.html.The grant only applies to children who are 12 years old or younger when you start your education.A child with a permanent disability can be considered a dependent child.When you apply for financial assistance, you will be assessed for this grant.The grant is not available for students in the Northwest Territories.There are student financial assistance programs in the provinces and territories.
Step 8: There is a Canada Student Grant for Part-Time Studies.
To be eligible for a grant for part-time studies, you must enroll in a program at a post-secondary school that is at least 12 weeks in length.Students can get grants of up to $1,200 per school year.You must be from a low-income family to be considered for this grant.When you apply for financial assistance, you are assessed for this grant.If they have dependent children, part-time students can get an additional grant.To be considered for this grant, your financial need must be assessed at a minimum of $5,200 if you have no other part-time loans or $4,000 for other loans, and you must have at least 12 years old when you start your education.You can only get a student loan from the federal government if you apply for student financial assistance.Student loans for part-time studies are not offered by provincial and territorial governments.The grant is not available to students in the Northwest Territories.There are student financial assistance programs in the provinces and territories.
Step 9: The Canada Student Grant is for students with permanent disabilities.
The grant provides a flat amount of $2,000 per year of study for students who are in either a part-time or full time program at a post-secondary school.A medical certificate, psycho-educational assessment, or other type of official documentation is required for proof of your disability.If you received the grant the previous year, you will not be assessed for it.Instructions on how to apply for student financial assistance in your province or territory will be given when you apply.If you need services or equipment in order to attend school, you may be able to.The grant will give you up to $8,000 per school year to purchase those services.In order to be assessed as per the amount, you would have to provide documentation that such services or equipment is required, and the cost of that equipment via a separate application form.The grant is not available for students in the Northwest Territories.The provinces and territories have their own student financial assistance programs.
Step 10: Canadian students can apply for an international scholarship.
China, India, New Zealand, Mexico, Korea and Brazil are some of the countries where Canadian students can receive scholarships from the Government of Canada.The majority of the scholarships are for graduate students.The details of each scholarship, including eligibility criteria, the application process and deadlines, are different, but that information can be found here.
Step 11: An apprenticeship incentive grant is needed.
If apprentices successfully complete their first or second year of an apprenticeship program in one of the Red Seal trades, this grant will provide them with $1,000 per year for up to two years.A Red Seal trade is a trade that is part of a federal program to create standards for the trade in all provinces.A qualified person in the trade can work in Canada.You must be a Canadian citizen, permanent resident or a protected person in order to be considered for an apprenticeship incentive grant.You are not a high school student anymore.You need to be a registered apprenticeship with an employer, training trust fund, union training centre, or apprenticeship authority.You need to be in a trade program.You must be able to show that you have successfully completed the first or second year of an eligible apprenticeship program.You have to apply by June 30th of the year after which you are applying.If you have obtained all the required documentation, you can apply for the grant online at the website.There is a list of Red Seal trades at http://www.red-seal.ca/trades/tr.1d.2s_l.3st@-eng.jsp.The grant funds are taxed.
Step 12: You need to apply for an apprenticeship completion grant.
A grant of $2,000 is available to apprentices who have successfully completed their apprenticeship training and obtained their journey-person certification in a Red Seal trade.Only those who completed their apprenticeships after January 1st, 2009, are eligible for this program.You must be a Canadian citizen, permanent resident or protected person in order to be considered for an apprenticeship completion grant.You are not a high school student anymore.You must be able to show that you have successfully completed an apprenticeship program in a Red Seal trade.You need to apply by June 30th of the year following your apprenticeship.You can apply for the grant online once you have confirmed your eligibility and obtained the required documentation.There is a list of Red Seal trades at http://www.red-seal.ca/trades/tr.1d.2s_l.3st@-eng.jsp.The funds associated with the grant are taxed.
Step 13: Employment assistance for older workers
If you are unemployed, between the ages of 55 and 64, and are currently eligible to work in Canada, you may be able to get funding through this program.It is designed to help older workers get back to work by providing employment assistance services, skills upgrading and work experience.The program was designed for communities with less than 250,000 people who are experiencing high unemployment, downsizing and closures, unfulfilled employer demand, or skill mismatches.You need to live in one of the eligible communities to be eligible for this funding.Some of the funding for this program comes from the federal level, but there is also funding at the provincial or territorial level.The province or territory handles applications.
Step 14: You can get a Canada Job Grant.
The grant is used to train new or existing employees.Up to two-thirds of the cost of training can be covered by the Government of Canada.Sending employees to community colleges, trade unions or hiring external trainers can be done with the money.It can be used to cover tuition, fees, textbooks, software, materials, and exams.The funding for the grant program comes from the Canadian government, but the application is through the province or territory where your business is located.There is a list of provincial and territorial departments that you can apply to.
Step 15: Funding can be obtained through Canada Summer Jobs.
Employers can get additional funds if they hire students for summer work.The purpose of the fund is to help community-based organizations like non-profits, but almost any type of employer is eligible.A student is defined as a person between the ages of 15 and 30 years old who was a full-time student the prior school year and will be again the next year, either a Canadian citizen, permanent resident or protected person.The minimum wage of the province or territory where the non-profit is located can be used to calculate the wage cost.If an employer hires a student with a disability, they can be eligible for up to $3,000 to accommodate the student in the workplace.Students must work during the summer on a full-time basis.Business-related tasks must be assigned to the students.Before you submit an application, make sure you review the Instructions for completing the application online first.
Step 16: The Opportunities Fund for Persons with Disabilities can be used to acquire funding.
The fund helps people with disabilities get and keep employment or self-employment.To be eligible for Employment Insurance benefits, an employee must self-identify as having a permanent disability, be legally able to work in Canada, and not be a protected person.Funding can be used to start a business.Enhanced employment assistance services are available.The cost of approved activities may be covered up to 80%.Review the website for developing your application to make sure you have all the information and details you need, then apply online at http://www.servicecanada.gc.ca/eng/of/
Step 17: There is funding for the Career Focus program.
The purpose of the program is to help organizations develop programs and services that help youth make informed career choices.Any type of employer is eligible.To participate in the program, youth must be between 15 and 30 years old, Canadian citizens, permanent residents or protected persons, eligible to work in Canada, and not receiving Employment Insurance benefits.Projects that involve at least 8 youth participants are eligible.The project may be covered up to 80%.Review the website for developing your application to make sure you have all the information and details you need.