Score Band
------- ---------
721—880 Fair
881—960 Good
961—999 Excellent
Does your credit score start at 999?
Your Credit Score Doesn't Start at Zero Rather, your score simply doesn't exist. That's because your credit score is calculated only at the moment that a lender, credit card issuer or other entity requests it to check your creditworthiness.3 Feb 2020
Is a 999 credit score rare?
Their scores range from 0-999. A credit score of 721-880 is considered fair. A score of 881-960 is considered good. A credit score of 566-603 is considered fair.
What credit score does everyone start with?
Since everyone's credit journey is different, there's no one standard score everyone starts out with. You won't start with a score of zero, though. You simply won't have a score at all. That's because your credit scores aren't calculated until a lender or another entity requests it to determine your creditworthiness.27 Oct 2021
How common is a 900 credit score?
The most popular credit scores all use a range of 300 to 850. So a credit score of 900 isn't possible with those models, which include VantageScore 3.0 and 4.0 as well as FICO 8 and 9. But some older models, as well as some alternative scores, do go up to 900 (or even beyond).26 Mar 2021
What does a credit score of 900 mean?
Credit scores are calculated using information in your credit report. Credit scores from 660 to 900 are generally considered good, very good, or excellent.
Is a credit score of 1000 possible?
Although there are many different credit scores, your main FICO (Fair Isaac Corp.) A perfect score of 850 will give you bragging rights, but any score of 800 or up is considered exceptional and will give you access to the best rates on credit cards, auto loans, and any other loans.
Is a credit score above 900 good?
A credit score ranges from 300 to 850 and is a numerical rating that measures a person's likelihood to repay a debt. For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent.
Can you have a 900 credit score?
FICO® score ranges vary — they can range from 300 to 850 or 250 to 900, depending on the scoring model — but higher scores can indicate that you may be less risky to lenders.11 Nov 2020
Is it possible to have a 850 credit score?
Yes. An Experian study found that as of 2019, 1.2% of all credit-holding Americans had a FICO score of 850. A perfect score generally requires years of exemplary financial behavior, like making on-time payments, keeping a low credit utilization ratio, and maintaining a long history of credit accounts.
What is the highest credit score possible 2020?
850
What is the average credit score in the UK 2020?
5692
What is a good credit score UK 2020?
881-960
What is a good credit score for a mortgage UK?
For Equifax, a score of 420-465 is considered good, and a score of 466-700 is considered excellent. For TransUnion (formerly known as Callcredit), a credit score of 604-627 is considered good, and a score of 628-710 is considered excellent.