Bottom line Citi will refund the annual fee on a credit card as long as you cancel your card within 37 days of when the annual fee posts to your account. As long as you take action within that timeframe, you could potentially cancel your card or downgrade your card, all while having the annual fee refunded.Sep 27, 2021
How can I get my annual credit card fee waived?
- Call your issuer. ...
- See if your issuer will waive the fee in exchange for card usage. ...
- Ask your issuer to match another offer. ...
- Ask to cancel. ...
- Use military benefits. ...
- Switch to a different card. ...
- Earn rewards to offset the fee. ...
- Cancel your card.
How do I get Citi to waive annual fee?
If you accidentally missed your due date, you could ask Citibank to waive your late fee by calling 1 (800) 950-5114, but there's no guarantee they will actually honor your request.Nov 11, 2021
Can you get annual fee refunded?
It seems to vary based on your banking history with Bank of America. If you made all your payments on time then generally they will refund the annual fee if you cancel within one statement period.
Does Citi card charge an annual fee?
Some of the key benefits of the Citi Simplicity® Card are that it does not charge an annual fee1 and there are no late fees1. However, cardholders may be charged other fees such as balance transfers, cash advances and foreign purchase transactions.Dec 20, 2021