While an eviction does not directly affect your credit score, many evictions involve owing money to the landlord. This might be unpaid rent or damage to the property. Therefore, the court judgment itself may not lower your credit score. You may only see a score drop if the landlord also sent the debt to collections.
How long do evictions stay on your record?
seven years
How can I fix my rental history?
contact the previous landlord, apologize for the negative renting behavior, and offer to pay any money owed. The landlord may agree to update the reference he or she will give you for amending how you previously left things.
Is an eviction that bad?
Being evicted from your home can be traumatic, but it won't affect your credit unless you're sent to collections for failure to pay any money owed. Eviction can hurt in other ways though: It's costly, can disrupt employment and schooling, and it can make it harder to find another place to rent.
Does bad rental history go away?
Generally, an eviction report will remain part of your rental history for seven years. If you are in the process of applying for a lease, ask the landlord or leasing company to tell you the name of the tenant screening company they use.29 Sept 2020