Eligibility requirements. This Big Lots financing option requires no prior credit history to apply, but the company does perform a soft credit check with the three major credit bureaus. Still, it's a viable option for bad credit furniture financing.Oct 30, 2020
What credit score is needed for Big Lots?
640
Does Big Lots offer payment plans for furniture?
This allows you to pay for big-ticket furniture items over time. Payments are automatically withdrawn from your bank account each month, and when you've paid for the purchase in full over a set period of time, you own it entirely. This financing option is available at Big Lots locations that carry furniture.Oct 30, 2020
Does Big Lots have special financing?
Cardmember Exclusives. Special Financing3 options: No interest if paid in full within 6 or 12 months. On purchases of $250 or more for 6 months or $750 or more for 12 months made with your Big Lots Credit Card.
What credit score do you need for Big Lots Furniture?
640
Does Big Lots give store credit?
If you wish to return the gift you received into a store, a refund will be issued in the form of a merchandise credit (Big Lots gift card) which is valid for in-store use only.