Windshield damages covered under a comprehensive policy. The windshield of your car may break or have a crack as a result of a collision or non-collision. A comprehensive car insurance policy covers all physical damages caused to your car's windshield due to collision and non-collision.
Do glass claims affect insurance premiums USAA?
Will my premiums increase from an auto glass claim? USAA is unable to tell you in advance if filing a claim will increase your insurance premiums. Auto rates are affected by several factors, including the number of claims filed and the cost of each claim.
How do I know if my insurance covers cracked windshield?
Windshields can usually be repaired if the chip or crack is less than 6 inches long. If the crack is larger than 6 inches, the windshield will likely need to be replaced. If this is the case, your comprehensive insurance will still cover it.